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Money and taxes

Florida judgment interest rates need the current quarter

Florida judgment interest is a current-rate check, because the CFO publishes rates by effective date and the rate can change by quarter.

Judgment interest is one of those money details where an old saved number can cause trouble.

Florida’s Chief Financial Officer publishes judgment interest rates with effective dates. The same page includes older annual and daily rates. It also notes that, after a 2011 law change, rates are established quarterly by the CFO.

That makes the date important. A court paper, settlement file, agency bill, old judgment, or payoff note may need the rate tied to a particular period. A number copied from last year’s file may not fit the current quarter. A daily rate and an annual rate are not the same thing either.

This is a good place to slow down instead of doing math from memory. Look at the CFO rate table. Match the effective date to the period in the paper. Keep a copy or saved link with the file so the number can be checked later.

If the amount is large, disputed, tied to a court order, or part of a settlement, ask a qualified professional before treating the calculation as final. The practical point is simple: use the current official table, read the date, and keep the rate source beside the paperwork.

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Last checked against these sources: July 6, 2026.

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