Florida CDD disclosure belongs before the fee comparison
A Florida CDD can add taxes or assessments to a home's carrying cost, but the statutory CDD disclosure rule applies to the initial sale, not every resale.
A Community Development District, or CDD, is a local government set up for a limited job. It may pay for roads, water systems, drains, streetlights, landscaping, and other shared work. Those costs can appear as taxes or assessments on the county tax bill. They are separate from an HOA charge, so a buyer needs to look at both.
Florida law has a set CDD notice for the first sale of property in a district. The law does not require that same notice for every later resale. Because of that, a resale contract without the notice does not prove that the home is outside a CDD. It also does not prove that the bill has no district charge.
Before comparing homes, read the latest tax bill and the title or closing papers. Then find the district’s current budget, debt, and assessment details. FloridaCommerce also keeps the state’s official district list. A CDD is not a bad sign by itself, but all of its costs belong in the monthly and yearly home budget.
Official sources
- Florida Statutes - CDD sale disclosure
- Florida Statutes - Community Development District taxes
- FloridaCommerce - Official list of special districts
Last checked against these sources: July 29, 2026.
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